Mr. Izzo
Mt. Sinai High School
Mathematics Department

email Mr. Izzo: Click Here

Financial Math 2017-18

 

Classes:
  
Financial Math
   Calculus
  
Extra Help
PowerSchool

 

 

   

Financial Math 2017-18

Week 37
Date Day Topic Notes Handouts Homework
6/4 Mon Work on Optional "Top Ten" Project      
6/5 Tues Finish Working on Optional "Top Ten" Project    
6/6 Wed Optional "Top Ten" Project Due    
6/7 Thurs Farewell Seniors!!      
6/8 Fri Senior Picnic      

Week
36
Date Day Topic Notes Handouts Homework
5/28 Mon No School -
Memorial Day
     
5/29 Tues Finish Working on Final Exam Reference Table    
5/30 Wed Final Exam - Day 1    
5/31 Thurs Final Exam - Day 2      
6/1 Fri Float Day for Students entitled to extra time      

Week
35
Date Day Topic Notes Handouts Homework
5/21 Mon Final Exam Review -
Question 5
     
5/22 Tues Final Exam Review -
Question 6
     
5/23 Wed Final Exam Review -
Question 7 and 8
   
5/24 Thurs Final Exam Review -
Question 9
     
5/25 Fri Begin Working on Reference Table for Final Exam      

Week
34
Date Day Topic Notes Handouts Homework
5/14 Mon Movie:
Wall Street 2 Money Never Sleeps Part 3
     
5/15 Tues Movie:
Wall Street 2 Money Never Sleeps Part 4
     
5/16 Wed Final Exam Review -
Question 1
   
5/17 Thurs Final Exam Review -
Question 2
     
5/18 Fri Final Exam Review -
Questions 3 + 4
     

Week
33
Date Day Topic Notes Handouts Homework
5/7 Mon Payday Loans Continued   Pay Day Loan Worksheet 3  
5/8 Tues Begin Review for Payday Loans   Payday Loan Review Sheet  
5/9 Wed Quiz - Payday Loans    
5/10 Thurs Movie:
Wall Street 2 Money Never Sleeps Part I
     
5/11 Fri Movie:
Wall Street 2 Money Never Sleeps Part 2
     

Week
32
Date Day Topic Notes Handouts Homework
4/30 Mon Begin Payday Loans Payday Loan
Article 1


Payday Loan
Article 2


Payday Loan Intro
Payday Loans Worksheet 1  
5/1 Tues Channel 4 News Video Investigating Payday Loan Lending Procedures Payday Loan Investigative Video  
5/2 Wed Payday Loans Continued   Pay Day Loan Worksheet 4 Finish Worksheet
5/3 Thurs Payday Loans Continued   Pay Day Loan Worksheet 2 Finish Worksheet
5/4 Fri College Pride Day      

Week
31
Date Day Topic Notes Handouts Homework
4/23 Mon Finish Life Insurance   Life Insurance Worksheet 3  
4/24 Tues Review for Life Insurance Quiz   Life Insurance Quiz Review Packet  
4/25 Wed Quiz - Life Insurance      
4/26 Thurs Begin Life Insurance Pamphlet      
4/27 Fri Finish Life Insurance Packet      

Week
30
Date Day Topic Notes Handouts Homework
4/16 Mon Go over entire review packet for Tax quiz and prepare index cards    
4/17 Tues Quiz- Taxes and 1040 EZ      
4/18 Wed Begin Life Insurance Life Insurance Intro Notes    
4/19 Thurs Continue Life Insurance Life Insurance Calculation Website Life Insurance Worksheet 1  
4/20 Fri Continue Life Insurance   Life Insurance Worksheet 2  

Week
29
Date Day Topic Notes Handouts Homework
4/9 Mon Tax Time - Introduction - Financial aspects of changing your W-4 form W-2 Power Point  
4/10 Tues Continue 1040 EZ Form John Smith's W-2

1040EZ Form


1040 EZ Directions (Tax Table on Begins on Page 30)
   
4/11 Wed Continue 1040 EZ Tax Tables W2 3rd example 1040EZ Form

1040 EZ Directions (Tax Table on Begins on Page 30)
Finish W2 example #3
4/12 Thurs Continue 1040 EZ Tax Tables W2 4th example  
4/13 Fri Review for W2 Quiz   Review Packet  

Week
28
Date Day Topic Notes Handouts Homework
3/26 Mon Home Maintenance   Home Maintenance Worksheet  
3/27 Tues Creating a Monthly Home Budget -
Also Continue Mortgage Monthly Payments
  Creating a Monthly Home Budget Finish Worksheet
3/28 Wed Review for Buying a Home Quiz  
Review Sheet for Quiz

Study!!
3/29 Thurs Quiz - Buying a Home    
3/30 Fri No School -
Spring Break Begins
   

Week
27
Date Day Topic Notes Handouts Homework
3/19 Mon Go over Mortgage Packet Mortgage Payment Packet  
3/20 Tues Comparing 30 year vs. 15 year mortgages on same house Spreadsheet    
3/21 Wed No Class - Snow Day      
3/22 Thurs No Class - Snow Day      
3/23 Fri Shaving 7 years off of a 30 year mortgage   23 Year Mortgage Payment Plan  

Week
26
Date Day Topic Notes Handouts Homework
3/12 Mon Pass back and go over Car Buying Quiz      
3/13 Tues No School -
Snow Day
     
3/14 Wed Begin Renting vs. Buying - Home Scenarios http://www.mlsli.com MLSLI Worksheet  
3/15 Thurs Introduce Mortgage Comparisons Buying a Home PowerPoint    
3/16 Fri Mortgage Group Assignment Begin Mortgage Payment Packet  

Week
25
Date Day Topic Notes Handouts Homework
3/5 Mon Last chance for Car Negotiation Simulation      
3/6 Tues The Mathematics of Senior Trip      
3/7 Wed No Class -
Senior Trip
   
3/8 Thurs No Class -
Senior Trip
     
3/9 Fri No Class -
Senior Trip
     

Week
24
Date Day Topic Notes Handouts Homework
2/26 Mon Research Day for Car Negotiations:
MSRP, Invoice, Holdback. Prepare 3 offers
     
2/27 Tues Car Negotiation vs. Dealer Simulation Day 1      
2/28 Wed Car Negotiation vs. Dealer Simulation Day 2      
3/1 Thurs Review for Buying a Car Quiz   Buying a Car Quiz Review  
3/2 Fri Quiz - Buying a Car      

Week
23
Date Day Topic Notes Handouts Homework
2/12 Mon Car Loan Comparisons
  Car Loan Comparison Worksheet 4  
2/13 Tues How a Car Trade-In Works   Car Trade-In Worksheet #1  
2/14 Wed Trading in a Car and the tax benefits   Trade-In Tax Savings  
2/15 Thurs Begin Car Dealer Negotiation Simulation Negotiating at the Car Dealer Negotiating Packet
2/16 Fri Car Negotiation cont'd   Car Negotiation Worksheet 1  

Week
22
Date Day Topic Notes Handouts Homework
2/5 Mon Buying a Car - Day 1 List all particular option packages of the car you are planning to purchase
2/6 Tues Mr. Izzo Out Sick      
2/7 Wed Buying a Car - Loans - Day 1   Car Loan Worksheet 1  
2/8 Thurs Buying a Car - Comparing Car Loans Car Loan Comparison Worksheet
2/9 Fri Car Loan Comparisons
  Car Loan Comparison Worksheet 3  

Week
21
Date Day Topic Notes Handouts Homework
1/29 Mon Last chance catch up day - 2nd Quarter      
1/30 Tues No School -
Snow Day
     
1/31 Wed Minimizing the Impact of Student Loans - Consolidation Consolidation PowerPoint    
2/1 Thurs Review for Student Loans Quiz Review Sheet Study!
2/2 Fri Quiz - Student Loans

Week
20
Date Day Topic Notes Handouts Homework
1/22 Mon Introduction to Student Loans Student Loan Intro Power Point    
1/23 Tues Calculate Student Loans - Amount Owed Student Loan Intro Power Point Student Loan Worksheet 1  
1/24 Wed Paying off Student Loans Student Loan Payoff PowerPoint  
1/25 Thurs Continue Student Loans Amount Owed Calculation   Student Loan Worksheet 2  
1/26 Fri Continue Student Loans      

Week
19
Date Day Topic Notes Handouts Homework
1/15 Mon No School -
Martin Luther King Jr. Day
     
1/16 Tues Continue Credit Score Credit Score Power Point Credit Score Worksheet 1

Credit Score Worksheet 2
 
1/17 Wed Credit Card Access Checks Access Check Image Access Check Article 1

Access Check - Article 2

Access Check Worksheet
Finish Access Check Worksheet
1/18 Thurs Review for Credit Cards Quiz   Credit Card Review Packet

Credit Card Assignment #4 (Extra Review)
Study! 
1/19 Fri Quiz - Credit Cards      

Week
18
Date Day Topic Notes Handouts Homework
1/8 Mon Making Credit Cards Work for You - Discussion on Bank Interest and Reward $   Interest Paid Worksheet

 
1/9 Tues Continue Credit Card Rewards Scenario   Credit Card Rewards Worksheet  
1/10 Wed Continue Medium Sized Credit Card Payments   Rewards Packet  
1/11 Thurs Begin Balance Transfers Balance Transfer Article Balance Transfer Worksheet Finish Balance Transfer Worksheet
1/12 Fri Understanding Your Credit Score Credit Score Power Point Credit Score Worksheet 1  

Week
17
Date Day Topic Notes Handouts Homework
1/1 Mon No School -
Happy New Year
   
1/2 Tues Intro to Credit Cards - The danger of the minimum payment Power Point Credit Card Monthly Payment Schedule  
1/3 Wed Paying off a credit card:

Making a medium-sized payment vs. full payment
Power Point Credit Card Monthly Payment Schedule  
1/4 Thurs Continue Medium Sized Credit Card Payments   Credit Card Assignment 2  
1/5 Fri No School -
Snow Day
     

Week
16
Date Day Topic Notes Handouts Homework
12/18 Mon Savings as a % of Monthly Income - Day 2 - Expected Savings Savings % Worksheet 2

Finish Worksheet
12/19 Tues Monthly Budgeting Using all Ratio Constraints   Savings % Worksheet 3

Constraint Worksheet
Finish Worksheet
12/20 Wed Review for Inflation and Savings Quiz   Inflation Review Sheet Study for Quiz!
12/21 Thurs Quiz - Inflation and Savings      
12/22 Fri Winning Stock Pick Class Celebration      

Week
15
Date Day Topic Notes Handouts Homework
12/11 Mon Introduction to Inflation   Introduction to Inflation Packet  
12/12 Tues Wages and Other Monetary Values - Inflation over the years Inflation Calculator

CPI Index - Yearly
Inflation Assignment 1  
12/13 Wed Continue Inflation   Inflation Assignment 2  
12/14 Thurs Inflation as it relates to college expenses      
12/15 Fri Buying Power and Wealth Factor   Savings % Worksheet Finish worksheet

Week
14
Date Day Topic Notes Handouts Homework
12/4 Mon Debt-To-Equity Ratios Debt-To-Equity Power Point Debt-To-Equity Worksheet 1  
12/5 Tues Debt-To Equity Ratios   Debt-To-Equity Worksheet 2  
12/6 Wed Review For Budgeting Quiz   Budgeting Quiz Review  
12/7 Thurs Quiz - Budgeting      
12/8 Fri Class discussion on Consumer Price Index CPI Power Point    

Week
13
Date Day Topic Notes Handouts Homework
11/27 Mon Monthly Budgeting - Day 1, Rent as a percentage of income   Monthly Budget Worksheet 1
11/28 Tues Monthly Budgeting - Day 1, Rent as a percentage of income   Monthly Budget Worksheet 1
11/29 Wed Creating your own Monthly Budget Monthly Budget Mini Project Guidelines Monthly Budget Worksheet 2 Finish Monthly Budget Mini-Worksheet
11/30 Thurs Finish Monthly Budget Projections -

Using Savings ratios and Debt-to-Income ratios
  Monthly Budget Spreadsheet  
12/1 Fri  Introduce Debt-To-Equity Ratios Debt-To-Equity Power Point    

Week
12
Date Day Topic Notes Handouts Homework
11/20 Mon Debt-To-Income Ratio Day 2 DTI Power Point DTI Assignment 2 Finish DTI Assignment 2
11/21 Tues Continue Debt-To-Income Ratio   DTI Assignment 3 Finish DTI Assignment 3
11/22 Wed No School -
Thanksgiving Break
     
11/23 Thurs No School -
Thanksgiving Break
     
11/24 Fri No School -
Thanksgiving Break
     

Week
11
Date Day Topic Notes Handouts Homework
11/13 Mon Prepare for Financial Math Trip      
11/14 Tues Prepare for Financial Math Trip  
11/15 Wed No Class -
Financial Math Field Trip
     
11/16 Thurs Recap Field Trip      
11/17 Fri Debt-To-Income Ratio Introduction DTI Power Point
DTI Assignment 1
 

Week
10
Date Day Topic Notes Handouts Homework
11/6 Mon Close Out Travel Unit      
11/7 Tues No School for Students -
Election Day
11/8 Wed Review for Getting Around Quiz   Review Sheet  
11/9 Thurs Quiz - Getting Around/ Travel Unit      
11/10 Fri No School -
Veterans Day (observed)
     

Week
9
Date Day Topic Notes Handouts Homework
10/30 Mon Getting- Around:
Trip to Florida
  Trip to Florida  
10/31 Tues East River Crossings Diagram East River crossings Diagram
11/1 Wed Getting- Around:
Trip to NYC
  Trip to NYC  
11/2 Thurs Go over Trip to NYC Worksheet      
11/3 Fri Trip to Washington D.C. Use a personal internet device to price out flight/Amtrak/car   Trip to DC  

Week
8
Date Day Topic Notes Handouts Homework
10/23 Mon Begin Stock Market Game   Portfolio Start  
10/24 Tues Review for Stock Market/Investment Quiz     Review Sheet  
10/25 Wed Quiz - Stock Market Investment      
10/26 Thurs Getting- Around:
Trip to Boston
  Trip to Boston  
10/27 Fri Getting- Around:
Trip to Boston

Go over family of four options
  Trip to Boston  

Week
7
Date Day Topic Notes Handouts Homework
10/16 Mon Calculating Capital Gains Taxes Capital Gains Power Point    
10/17 Tues Calculating Capital Gains Taxes   Capital Gains Sheet 1 Finish sheet
10/18 Wed Continue Calculating Capital Gains   Capital Gains Sheet 3 Finish Sheet
10/19 Thurs Comparing Stocks within the Same Industry Ways to Pick Stock Stock Comparison Worksheet  
10/20 Fri Begin Stock Market Project   Week 1 Stock Assignment  

Week
6
Date Day Topic Notes Handouts Homework
10/9 Mon No School -
Columbus Day
     
10/10 Tues Stock Fundamentals   Stock Fundamental Worksheet  
10/11 Wed No Class -
PSAT/Senior Breakfast
     
10/12 Thurs        
10/13 Fri        

Week
5
Date Day Topic Notes Handouts Homework
10/2 Mon Investment Roller Coaster Scenarios 3, 4, 5   Investment Roller Coaster Finish Worksheet if necessary
10/3 Tues Review for Investment Quiz   Investment Review Packet

Review Packet Page 3
Study for Quiz!
10/4 Wed Quiz - Investing      
10/5 Thurs Investment Unit - Part II
Types of Investments
Types of Investments Power Point   None
10/6 Fri Introduction to Purchasing Stocks on a common exchange (NYSE/NASDAQ) Stock Intro Power Point    

Week
4
Date Day Topic Notes Handouts Homework
9/25 Mon Dow Jones Industrial Average - Behavior over the past 5 years Compound Interest Power Point    
9/26 Tues Investment:
Get rich slowly
Compound Interest Investment Notes  40 Year Investment Worksheet Finish Investment out to 41 years (age 62)
9/27 Wed Class Discussion -
The 40 year investment
     
9/28 Thurs Investment:
Roller Coaster Scenarios 1 + 2
PowerPoint  Investment Worksheet Finish Worksheet if necessary
9/29 Fri Investments - Day 2   Investment Class Work Day 2 Finish Worksheet if necessary

Week
3
Date Day Topic Notes Handouts Homework
9/18 Mon True Cost of Health Insurance   True Cost of Health Insurance Packet  
9/19 Tues Introduce Paycheck Project

Review for Payroll Quiz
  Paycheck Project Packet Quiz Tomorrow
Make Index Card
9/20 Wed Quiz - Payroll

Work on Payroll Project
Paycheck Project Packet Payroll Project Due Monday

9/21 Thurs No School -
Rosh Hashanah
     
9/22 Fri No School -
Rosh Hashanah
     

Week 2
Date Day Topic Notes Handouts Homework
9/11 Mon Introduce Federal Tax Brackets Federal Tax Bracket Power Point Notes    
9/12 Tues Federal Withholding Tax Tables  - Day 1 Federal Withholding Tables
(Go to Page 45)
Federal Withholding Worksheet 1 Finish Federal Withholding Worksheet 1
9/13 Wed Federal Withholding Tax Tables  - Day 2 Federal Withholding Tables
(Go to Page 45)
Federal Withholding Worksheet 2 Finish Federal Withholding Worksheet 2
9/14 Thurs New York State Tax Withholding New York State Withholding Tables NY State Tax Worksheet 1
 
9/15 Fri Continue New York State Tax Withholding New York State Withholding Tables NY State Tax Worksheet 2 Finish NY State Tax Worksheet 2

Week 1
Date Day Topic Notes Handouts Homework
9/4 Mon No School - Labor Day      
9/5 Tues Intro to Class Course Syllabus

Parent HW Letter
1) Get 5 Subject Notebook 
2) Get Folder With Pockets
3) Print Out Parent Letter and Have Signed
9/6 Wed Introduction to FICA and Medicare taxes. Who pays them, what are they used for? FICA Notes

Payroll Check Example

 

  Read this:
Social Security Article
9/7 Thurs FICA Day 2 - Beginning to calculate gross pay and FICA deductions FICA Notes

FICA Article

Payroll Check Example

Social Security Tax Worksheet

 

Finish Social Security Tax Worksheet 1  

Bring in Paystub

9/8 Fri FICA Day 3 - Gross Pay and deductions including Medicare Tax FICA Notes

FICA Article

Payroll Check Example

Medicare and SS Tax Worksheet 2   Finish Medicare and Social Security Tax Worksheet 2